Are you ready for Thanksgiving or Black Friday?

Are you still in a recession or suffering from the effects of it? “YES” if your bills are going up but your wages are not.

• Home owners are still struggling with unsustainable loan modifications.

• The average homeowner gross income is still about $45,000.00 per year

• The average homeowner is still struggling with an unstainable mortgage payment.

• Companies continue to cut costs (i.e,. hours cut, overtime pay cut, business closure, business relocated out of state/country).

More families are obtaining PAY DAY LOANS up to 700% or more interest rate. (a $200 loan will cost you $1,400)

All of which create more financial stress on families which can lead to all types of diseases.

You can contact me for solutions at (562) 427-8877. I am a certified IRS Tax consultant and a Covered California Certified Educator to inform you on the New Health Insurance Marketplace.